PPF Calculator
Free PPF Calculator: Calculate Public Provident Fund (PPF) maturity amount, returns, and interest. Plan your PPF investment with our comprehensive PPF calculator. Calculate PPF for 15 years with current interest rates.
Maximum: ₹1,50,000
Current PPF rate: 7.1% (as of 2024)
Minimum: 15 years, can be extended in blocks of 5 years
Total deposits
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Total interest
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Maturity amount
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PPF Features & Benefits
Key Features
- Tax-free returns under Section 80C
- Minimum tenure: 15 years
- Annual deposit limit: ₹500 - ₹1,50,000
- Interest rate: 7.1% (compounded annually)
- Can be extended in blocks of 5 years
Benefits
- Tax deduction up to ₹1.5 lakh under 80C
- Tax-free maturity amount
- Loan facility available from 3rd year
- Partial withdrawal from 7th year
- Government-backed security
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Frequently Asked Questions
What is PPF?
PPF (Public Provident Fund) is a long-term savings scheme offered by the Government of India with tax benefits. It has a lock-in period of 15 years and offers tax-free returns.
What is the current PPF interest rate?
The PPF interest rate is reviewed quarterly by the government. It's typically around 7-8% per annum, compounded annually.
What is the minimum and maximum investment in PPF?
The minimum annual investment in PPF is ₹500, and the maximum is ₹1.5 lakhs per financial year.