PPF Calculator

Free PPF Calculator: Calculate Public Provident Fund (PPF) maturity amount, returns, and interest. Plan your PPF investment with our comprehensive PPF calculator. Calculate PPF for 15 years with current interest rates.

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Maximum: ₹1,50,000

%

Current PPF rate: 7.1% (as of 2024)

Yr

Minimum: 15 years, can be extended in blocks of 5 years

Total deposits
Total interest

Total deposits

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Total interest

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Maturity amount

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PPF Features & Benefits

Key Features

  • Tax-free returns under Section 80C
  • Minimum tenure: 15 years
  • Annual deposit limit: ₹500 - ₹1,50,000
  • Interest rate: 7.1% (compounded annually)
  • Can be extended in blocks of 5 years

Benefits

  • Tax deduction up to ₹1.5 lakh under 80C
  • Tax-free maturity amount
  • Loan facility available from 3rd year
  • Partial withdrawal from 7th year
  • Government-backed security

Frequently Asked Questions

What is PPF?

PPF (Public Provident Fund) is a long-term savings scheme offered by the Government of India with tax benefits. It has a lock-in period of 15 years and offers tax-free returns.

What is the current PPF interest rate?

The PPF interest rate is reviewed quarterly by the government. It's typically around 7-8% per annum, compounded annually.

What is the minimum and maximum investment in PPF?

The minimum annual investment in PPF is ₹500, and the maximum is ₹1.5 lakhs per financial year.